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PLANNING-RELATED ARTICLES BELOW
Turn Your Premature Retirement into an
Opportunity for Both of You
Many
couples both work, and plan to do so, until they
retire together. But sometimes unexpected
layoffs will force one spouse out of a job
within 5 years of their planned retirement date.
If he’s the higher earner, lack of fulltime job
prospects can force him into an early
retirement. How should you handle such a
predicament?...read
more
Answer These Questions to Help Prepare for
Retirement
Here’s a
way to taking control of your retirement. It’ll
make you feel comfortable and assured. Just
answer these questions to get you into the swing
of things. Searching out their answers will put
you in control...read
more
Avoid Irreversible Decisions Before You Create a
Good Retirement Plan
Irreversible
decisions are those retirement options you
choose that cause significant loss of your money
to taxes or restrict how you can receive your
money. Don’t make such decisions until you’re
comfortable with how you’ll move through your
retirement years. This article points out what
to watch out for...read
more
Gear Yourself Up for Creating a Decent
Retirement
You’ve moved past
55 years old and fast approaching retirement
age. But you’re way behind on savings because of
hard times, neglect, or financial catastrophe.
What do you do now to salvage some financial
security for your later years? Create a
philosophy of success!...read
more
Retirees Have an Investment Horizon Longer than
They Think
Retirees at age 65
often think they have about 10 years left.
They’re statistically wrong and their
projections on the investment amount they’ll
need to carry them through retirement will be
wrong too. They misperceive their remaining life
expectancy. Here’s what they should know about
the time they have left...read
more
How to Project Your Financial Status at
Retirement
You
can make a good projection of what your retirement
financial status will be; and that means how
your retirement income compares to your
retirement expenses. You need to know that so
you can take some quick steps if you’re in bad
shape...read
more
It’s Never Too Late to Create an Agreeable
Retirement
If you’re fast approaching
retirement age but far behind in retirement
savings, don’t give up! You can still pull
together a retirement that you can enjoy. With
perseverance, planning, and a
little sacrifice, you can create an agreeable
retirement even for a late start...read
more
Project a Better
Retirement with Only 4 or 5 Years to Go?
Knowing what your retirement income and expense is essential to
planning your retirement life. You can estimate your income and
expenses under your present circumstance. ....
read more
Prepare to Grow Into Your Retirement
Working, raising
a family, and striving to get ahead
not only kept you busy but produced
accomplishment and identity for you.
In retirement, your kids have moved
on to take care of themselves, your
retirement income may be sufficient
to relax. How will you handle it?...read
more
If you can read this, you’ll be
living longer than you expect!
How long will you
statistically live? You probably
think that statistically you’ll live
to about 75. The life
expectancy for people born in the
year 1900 was 53. That means 50% of
the people born in 1900 were
expected to live beyond 53. Of
course the other 50% were expected
to have died before reaching it.
Mortality data showed that to be
true. What about now that your 65 or
so?....read
more
Questions to Answer about the
Retirement Phase of Your Life
Retirement brings a
whole new set of considerations to
our lives. It’s our third – and last
– phase of life. In this article
I’ll outline the sequential stages
of our retirement years and the
issues you should address – ideally,
early in the first stage...read
more
Manage Your Retirement Income with
the Critical Ages in Mind
Certain ages are
critical when managing our
retirement plans. Failure to plan
with those ages in mind can produce
lost benefits. In this article I
outline those dates and explain how
they affect your retirement
benefits...read
more
Enjoy Retirement by Recreating a New
Mental Outlook
Retirement is our third phase of
life. Our first phase found us
growing up and becoming educated to
make a living. In the Second phase
we create a family and the wealth to
support and raise the kids through
their own first phase...read
more
Making Yourself Financially Independent Isn’t
Lucky - It’s Planning
If
you're going nowhere you won’t need a plan. But
if you want to accomplish something, you'll
invariably need a plan – an effective plan. Most
people think becoming financially independent is
a pie-in-the-sky happenstance for those with
high incomes, lottery winners, and lucky
investors. They’re wrong...read
more
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