WHAT ANNUITY-RELATED ARTICLES ARE ABOUT!
Annuity Articles address issues related to types of annuities - fixed, indexed, and variable - both deferred and immediate. They explain how they work, some of their tax-advantages, and some of their beneficiary aspects. They also deal with annuities to protect against longevity (living longer than you expected.  Find out if you should consider using an annuity to save for retirement or as part of your retirement income distributions

ANNUITY-RELATED ARTICLES BELOW

How Are Annuities Categorized?
Annuities may seem confusing. That’s due to all the options and fees some carry. This article explains the three ways all annuities are categorized to get you oriented...read more

Know the Benefits and Disbenefits of Annuities

You choose an annuity, like any investment, to achieve a goal. Knowing the benefits and disbenefits of an annuity is important to devising your strategy. This article outlines some of each...read more

A Guarantee of Lifetime Payments Is Itself a Return of an Annuity
You measure an investment by its risk and return. Generally, the less the risk, the less return you should expect.  Unlike other investments, a life annuity offers you a unique opportunity of an almost riskless investment with a possibly high return. This article shows you how to view the return that an immediate life annuity can give you...read more

An Immediate Life Annuity Returns Assurance and Potential Earnings
An immediate life annuity can be a good investment against outliving your money – a very real issue for retirees. That’s because it offers two returns – assurance of an income for the remainder of your life, and the possibility of earnings higher than you could get elsewhere if you live long enough. This article shows you how to figure your possible earnings aside from the assurance of never running out of money...read more

Payout Options and Penalties for Annuities
Fixed deferred annuities are life insurance contracts that guarantee a specific (fixed) interests rate. They also guarantee a return of your principal. And, you get tax -deferred growth of your money until you withdraw it. The same is true for variable deferred annuities...read more

How Qualified and Nonqualified Fixed Annuities Differ 

An annuity is an investment contract. Annuities have an  accumulation phase and annuitization phase. But what's the difference between a 'qualified' and 'nonqualified' annuity? ...read more

Annuities Help Retirees Secure An Income for Later in Retirement
One aspect to living is that we never know when we’ll die. Having saved money for their retirement income, retirees often worry that they’ll outlive their savings since life expectancies are increasing.  An annuity is an investment that is uniquely addressed to providing income for life. This article shows how you can use an annuity to assure yourself a future income if you live longer than you planned...read more

Income Taxation of Annuities, When and On What?

An annuity is both a contract with an insurance company and an investment. Your contributions (often called premium payments) to it are invested to produce earnings. This article explains when and what is taxed as income under annuitization, withdrawals, and gifts of your annuity...read more

Medicaid Planning With an Annuity
Medicaid planning refers to arranging or transferring your assets to prevent or to minimize their use by Medicaid if pay for your long term care. This article explains how you can shelter some of your assets with an annuity while you or your spouse has Medicaid pay for your long term care costs...read more

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