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SOCIAL SECURITY-RELATED ARTICLES BELOW
Early Social Security Benefits with
Working a lot Doesn’t Make Sense
If you
think you’ll take your Social Security benefits
early but still continue working a lot, you may
want to consider if it makes good financial
sense to do so. The Social Security
Administration creates disincentives for taking
Social Security before your full retirement age.
Here’s how they work it...read
more
Husband’s Early Retirement Will
Lower Wife’s SS Entitlement Benefits
Usually, about 50% of people
eligible to collect Social Security
at 62 begin to collect it then. But
collecting your Social Security
benefits (i.e. income) before your
full retirement age (FRA) will
permanently reduce your benefits.
That reduction is about 25% if you
begin at age 62. This article
explains how beginning your Social
Security benefits early will limit
your spouse’s Social Security
marriage entitlement benefits...read
more
How Much Social Security Can You Get
If You’re Married?
Part of your
retirement income will come from
Social Security. But how much social
security income can you expect as a
married couple? As a spouse, you
get the better of two Social
Security incomes...read
more
Essential Understanding of Social
Security Benefits for Retirees
If you’re considering when you
should retire, you’ll need to know
just when your Social Security
benefits (i.e. monthly income) kicks
in for you – and how much you’ll
get. This article summarizes when
and who gets Social Security
benefits, how much, and what affects
how much you get ...read
more
Social Security Income – When Should You
Start Receiving Yours
The Social Security permanently increases
your benefits the longer you delay starting
them. But that poses the problem of when is
it best for you to begin. And that’s what
this article addresses...read
more
How Does Social Security Arrive at
your Monthly Benefit?
Your Social Security benefit
(monthly income) - whenever you
choose to begin receiving Social
security - is based on what your
benefit would be if you started to
receive it at your Full Retirement
Age (FRA). I’ll call that your FRA
SS benefit. Your FRA used to be 65
years old for everyone...
read more
If You’re Married, How Much
Social Security Will You Get?
How much
social security income can you
expect as a married couple?
Actually, in that case, you
get the better of two options.
Each person – married or not -
is entitled to his or her social
security benefit according to
his or her own earnings. In the
case of marriage, you’ll receive
the higher of what you are
entitled to on your own earnings
or what you are entitled to
simply for being the spouse of
your marriage partner – i.e.
‘the spousal entitlement’...read
more
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