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Use Your Motivation to Prepare for Your Retirement
Work
©Shane
Flait 2010
If it looks
like you’ll need to work in retirement, at least for
a while, choose an endeavor you enjoy to keep
yourself motivated. This article gives you an
approach to finding a job you want.
Whether
you’re just beginning retirement or have a few years
to go, you may know that you’ll have to supplement
your retirement income with some working income. And
that means working part-time or full-time either for
a company or yourself. If that’s you, here’s
something to think about.
Most likely
you’ve worked all your life for someone else. And
there’s a good chance you worked ‘just for the
money’ to support the kids and family and to enjoy
doing what you wanted to do in your free time. To
you, working and enjoying were separate activities.
But you ought
to aim for enjoying your work to help make your
retirement enjoyable. If you’re still working at
your career job, its income will support you while
you develop what your ‘retirement’ job will be. If
you’re retired, you have some retirement income from
Social Security, pension, and/or savings but,
perhaps, not quite enough to spend for things to
enjoy.
If either is
the case with you, rather than jump on the work
‘just for the money’ routine for any old company,
should try to choose a job you can enjoy. So, how do
you do that?
Self-employment interests you?
If you’d like
to self-employ yourself, first find something you
enjoy doing – a hobby, an avocation, a ‘desire to
do…’ – and then begin doing it. So, where does the
money comes from?
Don’t worry
about the money. First find enjoyment expanding your
time and effort doing what you want to do. Spend
little or no money, though, and live off whatever
retirement income you have if you aren’t still
working. Otherwise find the time to do so if you’re
still on your career job.
So now you’re
enjoying yourself for free – without getting a job
‘for the money’ to spend to enjoy yourself ‘after
work hours’!
But use your
motivation at doing ‘what you like to do’ to think
of ways you can ‘eke’ out a few dollars from it,
too. Just go for those few dollars and forget about
becoming a millionaire business man. But keep
pushing yourself a little more at the same time as
you keep your overall efforts directed so you’re
enjoying what you’re doing. Eventually, you’ll find
a way to pull in something more.
Remember,
getting by on your own and doing what you like to do
is the dream you - and everyone else - has had all
his working life. And now you’re doing it.
Not
interested in being self-employed?
Take the same
approach to find a job you’ll enjoy doing, though
for some company. Search out the nature of work you
think you’d like. There may be several jobs that
you’d love. But, I’m guessing that your choice job
is not available.
Don’t let
that deter you. Consider offering your services for
very little, as an ‘intern’ (a euphemism for no pay
but the opportunity to learn), or simply as a
volunteer. Now go to it.
Your
motivation should help make you a good ‘worker’ – a
good learner and enthusiastic. Then the
opportunities will begin to appear. Keep your eyes
open and grab on to what you want.
Remember, you
retirement work should bring you satisfaction and
enjoyment. That doesn’t mean it won’t take effort
and endurance. What it does mean is that the effort
and endurance will be worth more than whatever money
you get.
Shane Flait is a writer and educator. Get more info
at
www.EasyRetirementKnowHow.com
[1]
Source: Income of the Aged Chartbook, Social
Security Administration –released Sept 2006
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